Why Housing Availability Remains One of New Jersey's Biggest Challenges
Housing availability remains one of the biggest challenges in New Jersey because the state is dealing with a long-running imbalance: demand is strong, but there are not enough homes available in the right locations, at the right price points, and for the right stages of life. This affects almost eve
How Rising Utility Costs Are Affecting New Jersey Homeowners
For many New Jersey homeowners, the cost of owning a home is no longer just about the mortgage, property taxes, and insurance. Utility bills have become a bigger part of the affordability conversation. Electricity, gas, water, sewer, and energy-related fees can all affect the true cost of owning and
Property Taxes, Insurance, and HOA Fees: The New Affordability Challenge
For years, buyers measured affordability mostly by one number: the mortgage payment. That is still important, especially with mortgage rates remaining elevated. Freddie Mac reported that the thirty-year fixed-rate mortgage averaged 6.66% as of July 30, 2026, compared with 6.72% one year earlier. But
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